Call reports 2004
IDAHO BANKING COMPANY — 2004
What IDAHO BANKING COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 144,394,000 | 159,273,000 | 167,955,000 | 171,261,000 |
| Total loans | 104,217,000 | 111,407,000 | 115,930,000 | 121,009,000 |
| Allowance for loan losses | 1,605,000 | 1,653,000 | 1,724,000 | 1,758,000 |
| Securities available for sale | 20,529,000 | 25,366,000 | 26,168,000 | 24,399,000 |
| Securities held to maturity | 11,163,000 | 10,429,000 | 7,793,000 | 13,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,557,000 | 128,167,000 | 147,253,000 | 148,587,000 |
| Interest-bearing deposits | 104,110,000 | 107,140,000 | 124,274,000 | 128,466,000 |
| Noninterest-bearing deposits | 16,447,000 | 21,027,000 | 22,979,000 | 20,121,000 |
| Equity capital | 11,626,000 | 11,590,000 | 12,073,000 | 12,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,545,000 | 5,671,000 | 7,938,000 |
| Interest expense | 504,000 | 1,047,000 | 1,669,000 | 2,357,000 |
| Net interest income | 1,175,000 | 2,498,000 | 4,002,000 | 5,581,000 |
| Noninterest income | 257,000 | 590,000 | 926,000 | 1,285,000 |
| Noninterest expense | 1,213,000 | 2,623,000 | 4,032,000 | 5,469,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 100,000 |
| Pretax income | 189,000 | 405,000 | 812,000 | 1,313,000 |
| Income tax | 69,000 | 128,000 | 260,000 | 405,000 |
| Net income | 120,000 | 277,000 | 552,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,465,000 | 11,708,000 | 12,052,000 | 12,633,000 |
| Total capital | 12,956,000 | 13,315,000 | 13,738,000 | 14,362,000 |
| Risk-weighted assets | 119,154,000 | 128,501,000 | 134,844,000 | 138,302,000 |