Call reports 2003
IDAHO BANKING COMPANY — 2003
What IDAHO BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,965,000 | 125,668,000 | 135,738,000 | 139,497,000 |
| Total loans | 74,210,000 | 76,958,000 | 82,079,000 | 88,612,000 |
| Allowance for loan losses | 1,575,000 | 1,586,000 | 1,550,000 | 1,541,000 |
| Securities available for sale | 24,819,000 | 25,582,000 | 25,572,000 | 22,345,000 |
| Securities held to maturity | 10,607,000 | 11,021,000 | 10,368,000 | 10,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,055,000 | 106,119,000 | 115,445,000 | 120,112,000 |
| Interest-bearing deposits | 86,726,000 | 87,498,000 | 97,256,000 | 101,558,000 |
| Noninterest-bearing deposits | 17,329,000 | 18,621,000 | 18,189,000 | 18,554,000 |
| Equity capital | 11,174,000 | 11,316,000 | 11,118,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,965,000 | 4,512,000 | 6,104,000 |
| Interest expense | 560,000 | 1,105,000 | 1,583,000 | 2,056,000 |
| Net interest income | 935,000 | 1,860,000 | 2,929,000 | 4,048,000 |
| Noninterest income | 451,000 | 906,000 | 1,197,000 | 1,438,000 |
| Noninterest expense | 1,186,000 | 2,481,000 | 3,697,000 | 4,870,000 |
| Provision for loan losses | 80,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 120,000 | 241,000 | 385,000 | 572,000 |
| Income tax | 50,000 | 88,000 | 131,000 | 210,000 |
| Net income | 70,000 | 153,000 | 254,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,721,000 | 10,842,000 | 10,989,000 | 11,360,000 |
| Total capital | 11,861,000 | 12,030,000 | 12,254,000 | 12,710,000 |
| Risk-weighted assets | 90,804,000 | 94,615,000 | 100,883,000 | 107,784,000 |