Call reports 2002
IDAHO BANKING COMPANY — 2002
What IDAHO BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,032,000 | 104,418,000 | 112,671,000 | 119,929,000 |
| Total loans | 66,329,000 | 71,637,000 | 71,142,000 | 71,340,000 |
| Allowance for loan losses | 1,194,000 | 1,078,000 | 1,309,000 | 1,410,000 |
| Securities available for sale | 9,823,000 | 14,624,000 | 16,060,000 | 24,444,000 |
| Securities held to maturity | 5,289,000 | 7,403,000 | 9,815,000 | 11,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,874,000 | 84,127,000 | 93,542,000 | 99,510,000 |
| Interest-bearing deposits | 61,281,000 | 67,985,000 | 76,733,000 | 79,772,000 |
| Noninterest-bearing deposits | 14,593,000 | 16,142,000 | 16,809,000 | 19,738,000 |
| Equity capital | 10,775,000 | 10,908,000 | 10,996,000 | 11,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 2,993,000 | 4,579,000 | 6,157,000 |
| Interest expense | 580,000 | 1,119,000 | 1,742,000 | 2,350,000 |
| Net interest income | 949,000 | 1,874,000 | 2,837,000 | 3,807,000 |
| Noninterest income | 364,000 | 675,000 | 1,158,000 | 1,607,000 |
| Noninterest expense | 1,096,000 | 2,118,000 | 3,283,000 | 4,429,000 |
| Provision for loan losses | 180,000 | 400,000 | 630,000 | 800,000 |
| Pretax income | 37,000 | 31,000 | 85,000 | 188,000 |
| Income tax | 10,000 | 3,000 | 17,000 | 80,000 |
| Net income | 27,000 | 28,000 | 68,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,397,000 | 10,433,000 | 10,497,000 | 10,603,000 |
| Total capital | 11,365,000 | 11,486,000 | 11,573,000 | 11,685,000 |
| Risk-weighted assets | 77,238,000 | 84,234,000 | 85,874,000 | 86,216,000 |