Call reports 2001
IDAHO BANKING COMPANY — 2001
What IDAHO BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,601,000 | 99,570,000 | 104,191,000 | 100,442,000 |
| Total loans | 67,105,000 | 70,785,000 | 72,673,000 | 71,832,000 |
| Allowance for loan losses | 916,000 | 929,000 | 1,192,000 | 1,259,000 |
| Securities available for sale | 10,841,000 | 7,474,000 | 6,857,000 | 11,674,000 |
| Securities held to maturity | 8,677,000 | 8,409,000 | 8,824,000 | 8,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,433,000 | 82,589,000 | 86,148,000 | 76,306,000 |
| Interest-bearing deposits | 67,640,000 | 64,181,000 | 65,675,000 | 62,134,000 |
| Noninterest-bearing deposits | 12,793,000 | 18,408,000 | 20,473,000 | 14,172,000 |
| Equity capital | 10,067,000 | 10,107,000 | 10,116,000 | 10,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,870,000 | 5,696,000 | 7,363,000 |
| Interest expense | 1,002,000 | 1,927,000 | 2,773,000 | 3,488,000 |
| Net interest income | 969,000 | 1,943,000 | 2,923,000 | 3,875,000 |
| Noninterest income | 313,000 | 732,000 | 1,149,000 | 1,595,000 |
| Noninterest expense | 1,067,000 | 2,216,000 | 3,285,000 | 4,399,000 |
| Provision for loan losses | 175,000 | 365,000 | 745,000 | 1,045,000 |
| Pretax income | 40,000 | 94,000 | 42,000 | 26,000 |
| Income tax | 8,000 | 8,000 | -22,000 | -40,000 |
| Net income | 32,000 | 86,000 | 64,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,839,000 | 9,861,000 | 9,812,000 | 9,942,000 |
| Total capital | 10,755,000 | 10,790,000 | 10,873,000 | 10,973,000 |
| Risk-weighted assets | 77,115,000 | 80,568,000 | 84,747,000 | 82,277,000 |