Call reports 2020
BANK OF PRAGUE — 2020
What BANK OF PRAGUE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,860,000 | 31,376,000 | 32,461,000 | 31,511,000 |
| Total loans | 19,773,000 | 20,632,000 | 21,812,000 | 21,914,000 |
| Allowance for loan losses | 351,000 | 391,000 | 391,000 | 399,000 |
| Securities available for sale | 5,144,000 | 5,795,000 | 5,549,000 | 5,148,000 |
| Securities held to maturity | 122,000 | 110,000 | 109,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,472,000 | 27,061,000 | 27,904,000 | 27,026,000 |
| Interest-bearing deposits | 21,875,000 | 22,397,000 | 22,835,000 | 21,743,000 |
| Noninterest-bearing deposits | 3,597,000 | 4,664,000 | 5,069,000 | 5,283,000 |
| Equity capital | 4,347,000 | 4,275,000 | 4,509,000 | 4,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 731,000 | 1,086,000 | 1,444,000 |
| Interest expense | 56,000 | 101,000 | 144,000 | 182,000 |
| Net interest income | 324,000 | 630,000 | 942,000 | 1,262,000 |
| Noninterest income | 93,000 | 195,000 | 360,000 | 518,000 |
| Noninterest expense | 203,000 | 590,000 | 777,000 | 1,083,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 51,000 |
| Pretax income | 214,000 | 195,000 | 485,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 195,000 | 485,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,310,000 | 4,156,000 | 4,386,000 | 4,329,000 |