Call reports 2015
BANK OF PRAGUE — 2015
What BANK OF PRAGUE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,196,000 | 23,753,000 | 23,726,000 | 23,006,000 |
| Total loans | 16,628,000 | 17,122,000 | 17,682,000 | 17,709,000 |
| Allowance for loan losses | 141,000 | 166,000 | 167,000 | 165,000 |
| Securities available for sale | 4,202,000 | 4,569,000 | 4,768,000 | 4,394,000 |
| Securities held to maturity | 236,000 | 226,000 | 226,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,400,000 | 20,038,000 | 19,823,000 | 19,046,000 |
| Interest-bearing deposits | 16,347,000 | 16,592,000 | 16,444,000 | 16,170,000 |
| Noninterest-bearing deposits | 4,053,000 | 3,446,000 | 3,379,000 | 2,876,000 |
| Equity capital | 3,770,000 | 3,683,000 | 3,867,000 | 3,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 505,000 | 769,000 | 1,033,000 |
| Interest expense | 20,000 | 41,000 | 63,000 | 85,000 |
| Net interest income | 237,000 | 464,000 | 706,000 | 948,000 |
| Noninterest income | 61,000 | 142,000 | 288,000 | 453,000 |
| Noninterest expense | 167,000 | 434,000 | 575,000 | 826,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 131,000 | 122,000 | 369,000 | 525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 122,000 | 369,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,746,000 | 3,672,000 | 3,848,000 | 3,915,000 |
| Total capital | 3,887,000 | 3,838,000 | 4,015,000 | 4,080,000 |
| Risk-weighted assets | 18,277,000 | 18,756,000 | 19,133,000 | 19,451,000 |