Call reports 2013
BANK OF PRAGUE — 2013
What BANK OF PRAGUE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,708,000 | 22,118,000 | 22,282,000 | 21,856,000 |
| Total loans | 12,826,000 | 13,810,000 | 14,196,000 | 15,064,000 |
| Allowance for loan losses | 169,000 | 165,000 | 164,000 | 165,000 |
| Securities available for sale | 3,838,000 | 4,273,000 | 4,592,000 | 4,909,000 |
| Securities held to maturity | 182,000 | 178,000 | 303,000 | 275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,103,000 | 18,678,000 | 18,637,000 | 18,220,000 |
| Interest-bearing deposits | 15,772,000 | 15,901,000 | 15,901,000 | 15,597,000 |
| Noninterest-bearing deposits | 3,331,000 | 2,777,000 | 2,736,000 | 2,623,000 |
| Equity capital | 3,588,000 | 3,420,000 | 3,623,000 | 3,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 425,000 | 648,000 | 879,000 |
| Interest expense | 24,000 | 46,000 | 68,000 | 89,000 |
| Net interest income | 188,000 | 379,000 | 580,000 | 790,000 |
| Noninterest income | 55,000 | 120,000 | 249,000 | 384,000 |
| Noninterest expense | 145,000 | 385,000 | 513,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 114,000 | 316,000 | 408,000 |
| Income tax | 2,000 | 4,000 | 0 | 0 |
| Net income | 96,000 | 110,000 | 316,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,560,000 | 3,443,000 | 3,628,000 | 3,611,000 |
| Total capital | 3,729,000 | 3,608,000 | 3,792,000 | 3,776,000 |
| Risk-weighted assets | 14,738,000 | 14,881,000 | 15,436,000 | 16,491,000 |