Call reports 2012
BANK OF PRAGUE — 2012
What BANK OF PRAGUE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,247,000 | 21,050,000 | 21,139,000 | 21,145,000 |
| Total loans | 13,129,000 | 13,498,000 | 14,167,000 | 13,855,000 |
| Allowance for loan losses | 149,000 | 173,000 | 173,000 | 169,000 |
| Securities available for sale | 3,574,000 | 4,100,000 | 4,040,000 | 3,705,000 |
| Securities held to maturity | 208,000 | 203,000 | 203,000 | 182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,626,000 | 17,600,000 | 17,499,000 | 17,495,000 |
| Interest-bearing deposits | 14,733,000 | 14,683,000 | 14,971,000 | 15,076,000 |
| Noninterest-bearing deposits | 2,893,000 | 2,917,000 | 2,528,000 | 2,419,000 |
| Equity capital | 3,589,000 | 3,417,000 | 3,608,000 | 3,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 446,000 | 669,000 | 905,000 |
| Interest expense | 30,000 | 59,000 | 86,000 | 113,000 |
| Net interest income | 197,000 | 387,000 | 583,000 | 792,000 |
| Noninterest income | 57,000 | 100,000 | 209,000 | 345,000 |
| Noninterest expense | 136,000 | 375,000 | 491,000 | 723,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 78,000 | 72,000 | 261,000 | 374,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 76,000 | 68,000 | 255,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,562,000 | 3,389,000 | 3,576,000 | 3,600,000 |
| Total capital | 3,711,000 | 3,562,000 | 3,749,000 | 3,769,000 |
| Risk-weighted assets | 15,021,000 | 15,522,000 | 16,216,000 | 15,919,000 |