Call reports 2009
BANK OF PRAGUE — 2009
What BANK OF PRAGUE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 16,979,000 | 17,737,000 | 17,874,000 | 17,535,000 |
| Total loans | 10,871,000 | 11,453,000 | 11,894,000 | 11,840,000 |
| Allowance for loan losses | 149,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 3,855,000 | 3,571,000 | 3,618,000 | 3,690,000 |
| Securities held to maturity | 98,000 | 98,000 | 98,000 | 83,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,633,000 | 14,453,000 | 14,417,000 | 14,160,000 |
| Interest-bearing deposits | 11,677,000 | 12,282,000 | 12,504,000 | 12,159,000 |
| Noninterest-bearing deposits | 1,956,000 | 2,171,000 | 1,913,000 | 2,001,000 |
| Equity capital | 3,215,000 | 3,195,000 | 3,414,000 | 3,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 451,000 | 675,000 | 905,000 |
| Interest expense | 53,000 | 106,000 | 157,000 | 205,000 |
| Net interest income | 175,000 | 345,000 | 518,000 | 700,000 |
| Noninterest income | 32,000 | 67,000 | 178,000 | 291,000 |
| Noninterest expense | 112,000 | 342,000 | 435,000 | 619,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 86,000 | 61,000 | 252,000 | 363,000 |
| Income tax | 29,000 | 8,000 | 10,000 | 21,000 |
| Net income | 57,000 | 53,000 | 242,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,178,000 | 3,376,000 | 3,295,000 |
| Total capital | 3,346,000 | 3,330,000 | 3,528,000 | 3,447,000 |
| Risk-weighted assets | 12,128,000 | 12,810,000 | 13,352,000 | 13,424,000 |