Call reports 2008
BANK OF PRAGUE — 2008
What BANK OF PRAGUE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 17,094,000 | 17,860,000 | 17,415,000 | 16,774,000 |
| Total loans | 9,062,000 | 10,020,000 | 11,150,000 | 11,101,000 |
| Allowance for loan losses | 133,000 | 135,000 | 144,000 | 148,000 |
| Securities available for sale | 5,279,000 | 5,627,000 | 5,688,000 | 4,359,000 |
| Securities held to maturity | 113,000 | 113,000 | 113,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,954,000 | 14,837,000 | 14,020,000 | 13,466,000 |
| Interest-bearing deposits | 12,180,000 | 12,797,000 | 12,369,000 | 11,678,000 |
| Noninterest-bearing deposits | 1,774,000 | 2,040,000 | 1,651,000 | 1,788,000 |
| Equity capital | 2,985,000 | 2,931,000 | 3,061,000 | 3,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 514,000 | 774,000 | 1,024,000 |
| Interest expense | 90,000 | 173,000 | 251,000 | 322,000 |
| Net interest income | 170,000 | 341,000 | 523,000 | 702,000 |
| Noninterest income | 32,000 | 89,000 | 180,000 | 281,000 |
| Noninterest expense | 113,000 | 326,000 | 417,000 | 573,000 |
| Provision for loan losses | 12,000 | 42,000 | 48,000 | 53,000 |
| Pretax income | 77,000 | 62,000 | 238,000 | 357,000 |
| Income tax | 29,000 | 12,000 | 78,000 | 121,000 |
| Net income | 48,000 | 50,000 | 160,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,967,000 | 2,954,000 | 3,064,000 | 3,140,000 |
| Total capital | 3,099,000 | 3,089,000 | 3,208,000 | 3,288,000 |
| Risk-weighted assets | 10,542,000 | 11,484,000 | 12,380,000 | 12,153,000 |