Call reports 2007
BANK OF PRAGUE — 2007
What BANK OF PRAGUE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,123,000 | 16,324,000 | 16,311,000 | 16,214,000 |
| Total loans | 8,609,000 | 9,078,000 | 9,704,000 | 9,711,000 |
| Allowance for loan losses | 117,000 | 115,000 | 115,000 | 122,000 |
| Securities available for sale | 5,747,000 | 4,939,000 | 4,983,000 | 4,902,000 |
| Securities held to maturity | 127,000 | 127,000 | 127,000 | 113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,295,000 | 13,483,000 | 13,328,000 | 13,135,000 |
| Interest-bearing deposits | 11,619,000 | 11,797,000 | 11,597,000 | 11,444,000 |
| Noninterest-bearing deposits | 1,676,000 | 1,686,000 | 1,731,000 | 1,691,000 |
| Equity capital | 2,729,000 | 2,738,000 | 2,862,000 | 2,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 510,000 | 776,000 | 1,049,000 |
| Interest expense | 92,000 | 188,000 | 283,000 | 382,000 |
| Net interest income | 158,000 | 322,000 | 493,000 | 667,000 |
| Noninterest income | 26,000 | 60,000 | 122,000 | 186,000 |
| Noninterest expense | 94,000 | 275,000 | 363,000 | 529,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 90,000 | 107,000 | 252,000 | 317,000 |
| Income tax | 28,000 | 30,000 | 81,000 | 103,000 |
| Net income | 62,000 | 77,000 | 171,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,767,000 | 2,782,000 | 2,876,000 | 2,919,000 |
| Total capital | 2,884,000 | 2,897,000 | 2,991,000 | 3,041,000 |
| Risk-weighted assets | 10,141,000 | 10,506,000 | 11,090,000 | 11,141,000 |