Call reports 2004
BANK OF PRAGUE — 2004
What BANK OF PRAGUE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,005,000 | 14,837,000 | 14,757,000 | 14,182,000 |
| Total loans | 7,256,000 | 7,636,000 | 7,977,000 | 7,776,000 |
| Allowance for loan losses | 93,000 | 93,000 | 90,000 | 84,000 |
| Securities available for sale | 4,430,000 | 5,510,000 | 4,835,000 | 5,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,480,000 | 12,425,000 | 12,305,000 | 11,696,000 |
| Interest-bearing deposits | 10,845,000 | 11,056,000 | 10,918,000 | 10,283,000 |
| Noninterest-bearing deposits | 1,635,000 | 1,369,000 | 1,387,000 | 1,413,000 |
| Equity capital | 2,361,000 | 2,288,000 | 2,381,000 | 2,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 378,000 | 570,000 | 764,000 |
| Interest expense | 45,000 | 89,000 | 135,000 | 180,000 |
| Net interest income | 145,000 | 289,000 | 435,000 | 584,000 |
| Noninterest income | 19,000 | 40,000 | 78,000 | 116,000 |
| Noninterest expense | 80,000 | 244,000 | 366,000 | 468,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 84,000 | 85,000 | 147,000 | 227,000 |
| Income tax | 29,000 | 26,000 | 45,000 | 68,000 |
| Net income | 55,000 | 59,000 | 102,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,328,000 | 2,333,000 | 2,376,000 | 2,432,000 |
| Total capital | 2,421,000 | 2,426,000 | 2,466,000 | 2,516,000 |
| Risk-weighted assets | 8,501,000 | 8,903,000 | 9,156,000 | 9,054,000 |