Call reports 2003
BANK OF PRAGUE — 2003
What BANK OF PRAGUE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,297,000 | 13,778,000 | 13,782,000 | 14,213,000 |
| Total loans | 7,348,000 | 7,676,000 | 8,228,000 | 7,886,000 |
| Allowance for loan losses | 78,000 | 81,000 | 80,000 | 92,000 |
| Securities available for sale | 4,780,000 | 4,532,000 | 4,484,000 | 4,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,013,000 | 11,440,000 | 11,388,000 | 11,778,000 |
| Interest-bearing deposits | 9,919,000 | 10,300,000 | 10,346,000 | 10,363,000 |
| Noninterest-bearing deposits | 1,094,000 | 1,140,000 | 1,042,000 | 1,415,000 |
| Equity capital | 2,222,000 | 2,230,000 | 2,274,000 | 2,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 389,000 | 580,000 | 782,000 |
| Interest expense | 52,000 | 100,000 | 147,000 | 193,000 |
| Net interest income | 144,000 | 289,000 | 433,000 | 589,000 |
| Noninterest income | 18,000 | 38,000 | 67,000 | 97,000 |
| Noninterest expense | 77,000 | 186,000 | 255,000 | 388,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 141,000 | 245,000 | 298,000 |
| Income tax | 25,000 | 61,000 | 96,000 | 114,000 |
| Net income | 60,000 | 80,000 | 149,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,164,000 | 2,169,000 | 2,238,000 | 2,273,000 |
| Total capital | 2,242,000 | 2,250,000 | 2,318,000 | 2,365,000 |
| Risk-weighted assets | 8,296,000 | 8,591,000 | 9,116,000 | 9,019,000 |