Call reports 2026
FIRST NATIONAL BANK OF DECATUR COUNTY — 2026
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 349,174,000 | 359,565,000 |
| Total loans | 258,075,000 | 267,918,000 |
| Allowance for loan losses | 2,403,000 | 2,477,000 |
| Securities available for sale | 53,131,000 | 50,876,000 |
| Securities held to maturity | 3,250,000 | 3,250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 323,168,000 | 330,843,000 |
| Interest-bearing deposits | 272,165,000 | 275,814,000 |
| Noninterest-bearing deposits | 51,003,000 | 55,029,000 |
| Equity capital | 22,527,000 | 22,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,857,000 | 9,881,000 |
| Interest expense | 1,989,000 | 4,035,000 |
| Net interest income | 2,868,000 | 5,846,000 |
| Noninterest income | 277,000 | 618,000 |
| Noninterest expense | 2,721,000 | 5,773,000 |
| Provision for loan losses | 83,000 | 163,000 |
| Pretax income | 336,000 | 520,000 |
| Income tax | 46,000 | 46,000 |
| Net income | 290,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,298,000 | 26,483,000 |
| Total capital | 28,819,000 | 29,168,000 |
| Risk-weighted assets | 265,269,000 | 265,285,000 |