Call reports 2024
FIRST NATIONAL BANK OF DECATUR COUNTY — 2024
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 308,063,000 | 305,199,000 | 323,526,000 | 334,969,000 |
| Total loans | 202,463,000 | 207,872,000 | 215,870,000 | 223,813,000 |
| Allowance for loan losses | 2,337,000 | 2,359,000 | 2,362,000 | 2,500,000 |
| Securities available for sale | 68,220,000 | 69,259,000 | 66,850,000 | 65,380,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,301,000 | 283,299,000 | 299,644,000 | 310,579,000 |
| Interest-bearing deposits | 240,243,000 | 238,771,000 | 255,749,000 | 258,408,000 |
| Noninterest-bearing deposits | 46,058,000 | 44,528,000 | 43,895,000 | 52,171,000 |
| Equity capital | 19,761,000 | 19,693,000 | 20,970,000 | 19,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,908,000 | 7,919,000 | 12,237,000 | 16,510,000 |
| Interest expense | 1,976,000 | 4,105,000 | 6,367,000 | 8,540,000 |
| Net interest income | 1,932,000 | 3,814,000 | 5,870,000 | 7,970,000 |
| Noninterest income | 283,000 | 552,000 | 822,000 | 1,086,000 |
| Noninterest expense | 2,447,000 | 4,809,000 | 7,305,000 | 10,001,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 226,000 |
| Pretax income | -247,000 | -488,000 | -726,000 | -1,228,000 |
| Income tax | 0 | 0 | 0 | -552,000 |
| Net income | -247,000 | -488,000 | -726,000 | -676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,855,000 | 25,614,000 | 25,376,000 | 25,426,000 |
| Total capital | 28,412,000 | 28,193,000 | 27,993,000 | 28,130,000 |
| Risk-weighted assets | 229,237,000 | 222,945,000 | 229,135,000 | 239,026,000 |