Call reports 2023
FIRST NATIONAL BANK OF DECATUR COUNTY — 2023
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 341,958,000 | 310,517,000 | 306,700,000 | 307,034,000 |
| Total loans | 178,572,000 | 184,125,000 | 202,178,000 | 198,472,000 |
| Allowance for loan losses | 2,298,000 | 2,359,000 | 2,343,000 | 2,385,000 |
| Securities available for sale | 97,721,000 | 83,069,000 | 67,656,000 | 69,575,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,683,000 | 285,256,000 | 282,605,000 | 285,012,000 |
| Interest-bearing deposits | 269,440,000 | 237,545,000 | 238,944,000 | 239,547,000 |
| Noninterest-bearing deposits | 47,243,000 | 47,711,000 | 43,661,000 | 45,465,000 |
| Equity capital | 20,583,000 | 20,035,000 | 18,422,000 | 20,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,374,000 | 6,999,000 | 10,825,000 | 14,805,000 |
| Interest expense | 768,000 | 2,454,000 | 4,485,000 | 6,447,000 |
| Net interest income | 2,606,000 | 4,545,000 | 6,340,000 | 8,358,000 |
| Noninterest income | 261,000 | 563,000 | 816,000 | 1,075,000 |
| Noninterest expense | 2,205,000 | 4,394,000 | 6,544,000 | 9,097,000 |
| Provision for loan losses | 20,000 | 80,000 | 80,000 | 303,000 |
| Pretax income | 657,000 | 871,000 | 701,000 | -40,000 |
| Income tax | 142,000 | 161,000 | 134,000 | -122,000 |
| Net income | 515,000 | 710,000 | 567,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,535,000 | 26,730,000 | 26,586,000 | 26,102,000 |
| Total capital | 29,035,000 | 29,211,000 | 29,149,000 | 28,707,000 |
| Risk-weighted assets | 200,001,000 | 198,367,000 | 222,639,000 | 232,175,000 |