Call reports 2022
FIRST NATIONAL BANK OF DECATUR COUNTY — 2022
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 308,083,000 | 301,068,000 | 295,567,000 | 312,617,000 |
| Total loans | 148,355,000 | 155,391,000 | 167,025,000 | 170,896,000 |
| Allowance for loan losses | 2,323,000 | 2,269,000 | 2,162,000 | 2,228,000 |
| Securities available for sale | 58,649,000 | 59,059,000 | 69,250,000 | 94,497,000 |
| Securities held to maturity | 250,000 | 1,250,000 | 1,750,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,823,000 | 277,148,000 | 272,826,000 | 288,747,000 |
| Interest-bearing deposits | 224,754,000 | 220,167,000 | 225,228,000 | 238,641,000 |
| Noninterest-bearing deposits | 57,069,000 | 56,981,000 | 47,598,000 | 50,106,000 |
| Equity capital | 22,567,000 | 20,193,000 | 18,743,000 | 20,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,519,000 | 7,263,000 | 10,415,000 |
| Interest expense | 322,000 | 486,000 | 813,000 | 1,267,000 |
| Net interest income | 1,781,000 | 4,033,000 | 6,450,000 | 9,148,000 |
| Noninterest income | 247,000 | 488,000 | 734,000 | 934,000 |
| Noninterest expense | 1,708,000 | 3,554,000 | 5,430,000 | 7,672,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 160,000 |
| Pretax income | 320,000 | 967,000 | 1,694,000 | 2,250,000 |
| Income tax | 83,000 | 217,000 | 387,000 | 373,000 |
| Net income | 237,000 | 750,000 | 1,307,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,315,000 | 25,828,000 | 26,386,000 | 26,992,000 |
| Total capital | 27,454,000 | 28,097,000 | 28,548,000 | 29,220,000 |
| Risk-weighted assets | 170,953,000 | 181,916,000 | 188,687,000 | 201,127,000 |