Call reports 2021
FIRST NATIONAL BANK OF DECATUR COUNTY — 2021
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,672,000 | 224,565,000 | 240,263,000 | 295,528,000 |
| Total loans | 144,161,000 | 142,087,000 | 148,692,000 | 147,132,000 |
| Allowance for loan losses | 2,373,000 | 2,364,000 | 2,364,000 | 2,377,000 |
| Securities available for sale | 18,474,000 | 17,730,000 | 23,902,000 | 38,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,887,000 | 202,367,000 | 213,681,000 | 269,196,000 |
| Interest-bearing deposits | 159,699,000 | 158,664,000 | 172,022,000 | 218,275,000 |
| Noninterest-bearing deposits | 42,188,000 | 43,703,000 | 41,659,000 | 50,921,000 |
| Equity capital | 18,207,000 | 18,558,000 | 22,710,000 | 22,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 4,096,000 | 6,002,000 | 7,986,000 |
| Interest expense | 261,000 | 530,000 | 859,000 | 1,303,000 |
| Net interest income | 1,816,000 | 3,566,000 | 5,143,000 | 6,683,000 |
| Noninterest income | 226,000 | 485,000 | 705,000 | 1,002,000 |
| Noninterest expense | 1,500,000 | 3,177,000 | 4,785,000 | 6,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 874,000 | 1,063,000 | 1,132,000 |
| Income tax | 127,000 | 201,000 | 222,000 | 202,000 |
| Net income | 415,000 | 673,000 | 841,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,013,000 | 18,271,000 | 22,439,000 | 22,529,000 |
| Total capital | 19,754,000 | 19,913,000 | 24,264,000 | 24,409,000 |
| Risk-weighted assets | 138,640,000 | 130,640,000 | 145,439,000 | 149,917,000 |