Call reports 2020
FIRST NATIONAL BANK OF DECATUR COUNTY — 2020
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 180,380,000 | 197,928,000 | 207,838,000 | 209,711,000 |
| Total loans | 135,001,000 | 146,932,000 | 147,699,000 | 144,881,000 |
| Allowance for loan losses | 2,083,000 | 2,311,000 | 2,407,000 | 2,435,000 |
| Securities available for sale | 20,199,000 | 19,272,000 | 18,613,000 | 19,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,732,000 | 163,148,000 | 172,839,000 | 187,043,000 |
| Interest-bearing deposits | 130,723,000 | 125,014,000 | 135,777,000 | 147,861,000 |
| Noninterest-bearing deposits | 28,009,000 | 38,134,000 | 37,062,000 | 39,182,000 |
| Equity capital | 17,154,000 | 17,638,000 | 17,934,000 | 18,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,246,000 | 6,204,000 | 8,093,000 |
| Interest expense | 431,000 | 790,000 | 1,123,000 | 1,439,000 |
| Net interest income | 1,609,000 | 3,456,000 | 5,081,000 | 6,654,000 |
| Noninterest income | 187,000 | 407,000 | 619,000 | 811,000 |
| Noninterest expense | 1,339,000 | 2,668,000 | 4,007,000 | 5,488,000 |
| Provision for loan losses | 114,000 | 339,000 | 434,000 | 454,000 |
| Pretax income | 343,000 | 864,000 | 1,267,000 | 1,531,000 |
| Income tax | 71,000 | 205,000 | 310,000 | 204,000 |
| Net income | 272,000 | 659,000 | 957,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,844,000 | 17,230,000 | 17,529,000 | 17,898,000 |
| Total capital | 18,427,000 | 19,000,000 | 19,258,000 | 19,655,000 |
| Risk-weighted assets | 126,125,000 | 141,079,000 | 137,638,000 | 139,916,000 |