Call reports 2019
FIRST NATIONAL BANK OF DECATUR COUNTY — 2019
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,919,000 | 168,652,000 | 171,780,000 | 194,180,000 |
| Total loans | 122,515,000 | 128,437,000 | 137,462,000 | 135,063,000 |
| Allowance for loan losses | 2,011,000 | 2,028,000 | 2,013,000 | 1,997,000 |
| Securities available for sale | 21,231,000 | 21,302,000 | 20,705,000 | 20,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,649,000 | 147,638,000 | 150,251,000 | 173,433,000 |
| Interest-bearing deposits | 127,937,000 | 120,671,000 | 122,606,000 | 136,300,000 |
| Noninterest-bearing deposits | 31,712,000 | 26,967,000 | 27,645,000 | 37,133,000 |
| Equity capital | 15,737,000 | 16,337,000 | 16,836,000 | 17,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,079,000 | 6,160,000 | 8,213,000 |
| Interest expense | 480,000 | 970,000 | 1,451,000 | 2,030,000 |
| Net interest income | 1,544,000 | 3,109,000 | 4,709,000 | 6,183,000 |
| Noninterest income | 175,000 | 371,000 | 566,000 | 984,000 |
| Noninterest expense | 1,183,000 | 2,425,000 | 3,671,000 | 5,096,000 |
| Provision for loan losses | 16,000 | 30,000 | 30,000 | 65,000 |
| Pretax income | 520,000 | 1,028,000 | 1,577,000 | 2,111,000 |
| Income tax | 127,000 | 257,000 | 400,000 | 466,000 |
| Net income | 393,000 | 771,000 | 1,177,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,880,000 | 16,258,000 | 16,664,000 | 17,132,000 |
| Total capital | 17,424,000 | 17,815,000 | 18,262,000 | 18,869,000 |
| Risk-weighted assets | 123,090,000 | 124,070,000 | 127,456,000 | 138,697,000 |