Call reports 2018
FIRST NATIONAL BANK OF DECATUR COUNTY — 2018
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 164,846,000 | 153,585,000 | 158,385,000 | 189,384,000 |
| Total loans | 120,459,000 | 123,875,000 | 120,521,000 | 120,644,000 |
| Allowance for loan losses | 2,210,000 | 2,093,000 | 2,031,000 | 1,992,000 |
| Securities available for sale | 24,037,000 | 18,322,000 | 17,164,000 | 20,026,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,972,000 | 134,317,000 | 138,435,000 | 169,409,000 |
| Interest-bearing deposits | 122,157,000 | 110,127,000 | 114,984,000 | 136,431,000 |
| Noninterest-bearing deposits | 23,815,000 | 24,190,000 | 23,451,000 | 32,978,000 |
| Equity capital | 14,636,000 | 14,968,000 | 15,209,000 | 15,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,605,000 | 5,383,000 | 7,250,000 |
| Interest expense | 231,000 | 506,000 | 871,000 | 1,307,000 |
| Net interest income | 1,540,000 | 3,099,000 | 4,512,000 | 5,943,000 |
| Noninterest income | 156,000 | 322,000 | 487,000 | 658,000 |
| Noninterest expense | 1,075,000 | 2,212,000 | 3,417,000 | 4,711,000 |
| Provision for loan losses | 50,000 | 70,000 | 70,000 | 120,000 |
| Pretax income | 571,000 | 1,083,000 | 1,456,000 | 1,714,000 |
| Income tax | 138,000 | 267,000 | 304,000 | 286,000 |
| Net income | 433,000 | 816,000 | 1,152,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,281,000 | 15,374,000 | 15,711,000 | 15,987,000 |
| Total capital | 15,817,000 | 16,857,000 | 17,195,000 | 17,589,000 |
| Risk-weighted assets | 122,183,000 | 118,022,000 | 118,199,000 | 127,764,000 |