Call reports 2017
FIRST NATIONAL BANK OF DECATUR COUNTY — 2017
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,026,000 | 157,204,000 | 155,006,000 | 180,792,000 |
| Total loans | 104,136,000 | 106,398,000 | 107,304,000 | 113,661,000 |
| Allowance for loan losses | 1,651,000 | 1,637,000 | 1,835,000 | 2,182,000 |
| Securities available for sale | 24,458,000 | 24,843,000 | 25,915,000 | 25,251,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,901,000 | 137,526,000 | 134,983,000 | 162,159,000 |
| Interest-bearing deposits | 117,831,000 | 115,073,000 | 111,806,000 | 133,755,000 |
| Noninterest-bearing deposits | 22,070,000 | 22,453,000 | 23,177,000 | 28,404,000 |
| Equity capital | 14,664,000 | 15,268,000 | 15,648,000 | 14,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,112,000 | 4,756,000 | 6,542,000 |
| Interest expense | 186,000 | 370,000 | 558,000 | 757,000 |
| Net interest income | 1,350,000 | 2,742,000 | 4,198,000 | 5,785,000 |
| Noninterest income | 139,000 | 631,000 | 1,255,000 | 1,398,000 |
| Noninterest expense | 921,000 | 1,893,000 | 3,059,000 | 4,320,000 |
| Provision for loan losses | 50,000 | 330,000 | 535,000 | 2,135,000 |
| Pretax income | 518,000 | 1,150,000 | 1,859,000 | 731,000 |
| Income tax | 141,000 | 318,000 | 610,000 | 566,000 |
| Net income | 377,000 | 832,000 | 1,249,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,745,000 | 15,200,000 | 15,617,000 | 14,248,000 |
| Total capital | 16,187,000 | 16,631,000 | 17,043,000 | 15,817,000 |
| Risk-weighted assets | 115,118,000 | 114,282,000 | 113,650,000 | 124,929,000 |