Call reports 2016
FIRST NATIONAL BANK OF DECATUR COUNTY — 2016
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,755,000 | 113,206,000 | 114,482,000 | 186,402,000 |
| Total loans | 78,254,000 | 80,629,000 | 85,969,000 | 103,485,000 |
| Allowance for loan losses | 1,343,000 | 1,242,000 | 1,232,000 | 1,597,000 |
| Securities available for sale | 22,633,000 | 20,428,000 | 19,720,000 | 23,620,000 |
| Securities held to maturity | 999,000 | 999,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,783,000 | 93,858,000 | 94,922,000 | 167,440,000 |
| Interest-bearing deposits | 86,594,000 | 81,801,000 | 77,949,000 | 132,714,000 |
| Noninterest-bearing deposits | 14,189,000 | 12,057,000 | 16,973,000 | 34,726,000 |
| Equity capital | 13,647,000 | 14,069,000 | 14,235,000 | 14,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,425,000 | 3,654,000 | 5,210,000 |
| Interest expense | 140,000 | 279,000 | 424,000 | 736,000 |
| Net interest income | 1,059,000 | 2,146,000 | 3,230,000 | 4,474,000 |
| Noninterest income | 110,000 | 201,000 | 310,000 | 1,503,000 |
| Noninterest expense | 702,000 | 1,438,000 | 2,212,000 | 3,625,000 |
| Provision for loan losses | 40,000 | 40,000 | 85,000 | 554,000 |
| Pretax income | 427,000 | 900,000 | 1,275,000 | 1,796,000 |
| Income tax | 122,000 | 260,000 | 358,000 | 252,000 |
| Net income | 305,000 | 640,000 | 917,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,563,000 | 13,906,000 | 14,040,000 | 14,026,000 |
| Total capital | 14,603,000 | 14,946,000 | 15,126,000 | 15,620,000 |
| Risk-weighted assets | 82,883,000 | 83,012,000 | 86,768,000 | 127,509,000 |