Call reports 2015
FIRST NATIONAL BANK OF DECATUR COUNTY — 2015
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,117,000 | 109,446,000 | 109,687,000 | 133,359,000 |
| Total loans | 71,413,000 | 72,929,000 | 76,711,000 | 76,587,000 |
| Allowance for loan losses | 1,106,000 | 1,137,000 | 1,211,000 | 1,308,000 |
| Securities available for sale | 23,036,000 | 26,119,000 | 24,609,000 | 22,906,000 |
| Securities held to maturity | 3,998,000 | 3,498,000 | 1,499,000 | 1,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,178,000 | 91,558,000 | 91,308,000 | 114,965,000 |
| Interest-bearing deposits | 84,042,000 | 78,322,000 | 78,670,000 | 96,120,000 |
| Noninterest-bearing deposits | 16,136,000 | 13,236,000 | 12,638,000 | 18,845,000 |
| Equity capital | 12,657,000 | 12,654,000 | 13,041,000 | 13,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,271,000 | 3,464,000 | 4,693,000 |
| Interest expense | 157,000 | 314,000 | 460,000 | 606,000 |
| Net interest income | 965,000 | 1,957,000 | 3,004,000 | 4,087,000 |
| Noninterest income | 76,000 | 145,000 | 244,000 | 294,000 |
| Noninterest expense | 640,000 | 1,298,000 | 1,957,000 | 2,695,000 |
| Provision for loan losses | 50,000 | 95,000 | 170,000 | 303,000 |
| Pretax income | 351,000 | 709,000 | 1,121,000 | 1,383,000 |
| Income tax | 97,000 | 202,000 | 319,000 | 378,000 |
| Net income | 254,000 | 507,000 | 802,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,439,000 | 12,807,000 | 13,052,000 | 13,284,000 |
| Total capital | 13,413,000 | 13,796,000 | 14,065,000 | 14,353,000 |
| Risk-weighted assets | 77,673,000 | 78,974,000 | 80,867,000 | 85,280,000 |