Call reports 2014
FIRST NATIONAL BANK OF DECATUR COUNTY — 2014
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,746,000 | 103,398,000 | 102,262,000 | 126,680,000 |
| Total loans | 48,393,000 | 51,918,000 | 59,082,000 | 65,813,000 |
| Allowance for loan losses | 1,268,000 | 1,232,000 | 1,152,000 | 1,047,000 |
| Securities available for sale | 31,542,000 | 31,398,000 | 22,770,000 | 22,403,000 |
| Securities held to maturity | 12,995,000 | 10,996,000 | 7,696,000 | 4,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,856,000 | 86,107,000 | 84,542,000 | 109,188,000 |
| Interest-bearing deposits | 78,461,000 | 74,064,000 | 73,797,000 | 91,561,000 |
| Noninterest-bearing deposits | 12,395,000 | 12,043,000 | 10,745,000 | 17,627,000 |
| Equity capital | 11,690,000 | 12,093,000 | 12,406,000 | 12,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,917,000 | 2,961,000 | 4,010,000 |
| Interest expense | 188,000 | 367,000 | 546,000 | 739,000 |
| Net interest income | 770,000 | 1,550,000 | 2,415,000 | 3,271,000 |
| Noninterest income | 92,000 | 116,000 | 197,000 | 215,000 |
| Noninterest expense | 647,000 | 1,283,000 | 1,896,000 | 2,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 215,000 | 383,000 | 756,000 | 940,000 |
| Income tax | 78,000 | 127,000 | 232,000 | 243,000 |
| Net income | 137,000 | 256,000 | 524,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,151,000 | 12,270,000 | 12,538,000 | 12,300,000 |
| Total capital | 12,914,000 | 13,041,000 | 13,330,000 | 13,221,000 |
| Risk-weighted assets | 60,540,000 | 61,221,000 | 63,034,000 | 73,547,000 |