Call reports 2013
FIRST NATIONAL BANK OF DECATUR COUNTY — 2013
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,307,000 | 104,723,000 | 109,904,000 | 125,284,000 |
| Total loans | 46,865,000 | 49,876,000 | 50,717,000 | 49,230,000 |
| Allowance for loan losses | 1,379,000 | 1,400,000 | 1,301,000 | 1,272,000 |
| Securities available for sale | 35,399,000 | 33,681,000 | 33,232,000 | 31,986,000 |
| Securities held to maturity | 11,998,000 | 11,775,000 | 11,776,000 | 11,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,285,000 | 86,825,000 | 91,910,000 | 108,123,000 |
| Interest-bearing deposits | 63,696,000 | 63,169,000 | 80,020,000 | 92,552,000 |
| Noninterest-bearing deposits | 32,589,000 | 23,656,000 | 11,890,000 | 15,571,000 |
| Equity capital | 13,724,000 | 11,568,000 | 11,742,000 | 11,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,864,000 | 2,840,000 | 3,836,000 |
| Interest expense | 214,000 | 420,000 | 620,000 | 820,000 |
| Net interest income | 709,000 | 1,444,000 | 2,220,000 | 3,016,000 |
| Noninterest income | 88,000 | 171,000 | 270,000 | 364,000 |
| Noninterest expense | 563,000 | 1,119,000 | 1,722,000 | 2,340,000 |
| Provision for loan losses | 50,000 | 168,000 | 194,000 | 194,000 |
| Pretax income | 196,000 | 378,000 | 624,000 | 916,000 |
| Income tax | 82,000 | 135,000 | 237,000 | 191,000 |
| Net income | 114,000 | 243,000 | 387,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,464,000 | 12,243,000 | 12,400,000 | 12,738,000 |
| Total capital | 14,200,000 | 12,999,000 | 13,170,000 | 13,533,000 |
| Risk-weighted assets | 58,228,000 | 59,798,000 | 61,071,000 | 63,157,000 |