Call reports 2011
FIRST NATIONAL BANK OF DECATUR COUNTY — 2011
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,954,000 | 100,887,000 | 108,033,000 | 124,304,000 |
| Total loans | 66,113,000 | 63,813,000 | 64,971,000 | 56,949,000 |
| Allowance for loan losses | 2,071,000 | 1,630,000 | 1,430,000 | 1,501,000 |
| Securities available for sale | 21,660,000 | 25,777,000 | 31,055,000 | 33,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,003,000 | 83,509,000 | 89,818,000 | 105,486,000 |
| Interest-bearing deposits | 76,926,000 | 75,506,000 | 79,457,000 | 88,392,000 |
| Noninterest-bearing deposits | 8,077,000 | 8,003,000 | 10,361,000 | 17,094,000 |
| Equity capital | 11,667,000 | 11,982,000 | 12,642,000 | 13,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,349,000 | 3,592,000 | 4,784,000 |
| Interest expense | 337,000 | 669,000 | 992,000 | 1,316,000 |
| Net interest income | 824,000 | 1,680,000 | 2,600,000 | 3,468,000 |
| Noninterest income | 67,000 | 161,000 | 218,000 | 1,034,000 |
| Noninterest expense | 551,000 | 1,120,000 | 1,718,000 | 2,300,000 |
| Provision for loan losses | 719,000 | 954,000 | 954,000 | 1,124,000 |
| Pretax income | -378,000 | -230,000 | 231,000 | 1,165,000 |
| Income tax | 0 | 38,000 | 90,000 | 298,000 |
| Net income | -378,000 | -268,000 | 141,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,600,000 | 11,710,000 | 12,119,000 | 12,844,000 |
| Total capital | 12,443,000 | 12,513,000 | 12,940,000 | 13,668,000 |
| Risk-weighted assets | 66,193,000 | 63,428,000 | 65,108,000 | 65,258,000 |