Call reports 2010
FIRST NATIONAL BANK OF DECATUR COUNTY — 2010
What FIRST NATIONAL BANK OF DECATUR COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,151,000 | 97,556,000 | 99,276,000 | 115,080,000 |
| Total loans | 66,531,000 | 71,954,000 | 70,983,000 | 67,231,000 |
| Allowance for loan losses | 1,771,000 | 1,339,000 | 1,475,000 | 1,442,000 |
| Securities available for sale | 12,521,000 | 13,649,000 | 13,901,000 | 17,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,093,000 | 83,434,000 | 81,815,000 | 97,771,000 |
| Interest-bearing deposits | 78,431,000 | 76,857,000 | 73,974,000 | 88,218,000 |
| Noninterest-bearing deposits | 6,662,000 | 6,577,000 | 7,841,000 | 9,553,000 |
| Equity capital | 8,650,000 | 8,700,000 | 12,053,000 | 11,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,437,000 | 3,692,000 | 4,878,000 |
| Interest expense | 450,000 | 872,000 | 1,258,000 | 1,621,000 |
| Net interest income | 722,000 | 1,565,000 | 2,434,000 | 3,257,000 |
| Noninterest income | 84,000 | 148,000 | 235,000 | 303,000 |
| Noninterest expense | 472,000 | 1,010,000 | 1,558,000 | 2,090,000 |
| Provision for loan losses | 60,000 | 375,000 | 980,000 | 1,090,000 |
| Pretax income | 274,000 | 328,000 | 131,000 | 380,000 |
| Income tax | 104,000 | 181,000 | 100,000 | 77,000 |
| Net income | 170,000 | 147,000 | 31,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,472,000 | 8,450,000 | 11,706,000 | 11,977,000 |
| Total capital | 9,296,000 | 9,297,000 | 12,572,000 | 12,847,000 |
| Risk-weighted assets | 64,982,000 | 67,300,000 | 68,645,000 | 69,002,000 |