Call reports 2026
CALIFORNIA PACIFIC BANK — 2026
What CALIFORNIA PACIFIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 100,924,000 | 102,578,000 |
| Total loans | 82,204,000 | 85,227,000 |
| Allowance for loan losses | 5,895,000 | 5,895,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 57,857,000 | 59,152,000 |
| Interest-bearing deposits | 37,533,000 | 37,466,000 |
| Noninterest-bearing deposits | 20,324,000 | 21,686,000 |
| Equity capital | 41,450,000 | 41,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,496,000 | 3,059,000 |
| Interest expense | 256,000 | 523,000 |
| Net interest income | 1,240,000 | 2,536,000 |
| Noninterest income | 84,000 | 171,000 |
| Noninterest expense | 691,000 | 1,344,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 633,000 | 1,363,000 |
| Income tax | 193,000 | 410,000 |
| Net income | 440,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,450,000 | 41,963,000 |
| Total capital | 42,738,000 | 43,317,000 |
| Risk-weighted assets | 98,361,000 | 103,693,000 |