Call report 2025Q4
CALIFORNIA PACIFIC BANK — 2025Q4
The 22 measures CALIFORNIA PACIFIC BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,625,000 | USD | evidence → |
| Total loans | 78,388,000 | USD | evidence → |
| Allowance for loan losses | 5,895,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,334,000 | USD | evidence → |
| Interest-bearing deposits | 34,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,566,000 | USD | evidence → |
| Equity capital | 41,010,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,371,000 | USD | evidence → |
| Interest expense | 997,000 | USD | evidence → |
| Net interest income | 5,374,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 2,738,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 2,448,000 | USD | evidence → |
| Income tax | 680,000 | USD | evidence → |
| Net income | 1,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,010,000 | USD | evidence → |
| Total capital | 42,257,000 | USD | evidence → |
| Risk-weighted assets | 95,032,000 | USD | evidence → |