Call reports 2017
CALIFORNIA PACIFIC BANK — 2017
What CALIFORNIA PACIFIC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,036,000 | 81,530,000 | 76,209,000 | 77,936,000 |
| Total loans | 55,797,000 | 57,549,000 | 51,236,000 | 56,033,000 |
| Allowance for loan losses | 3,938,000 | 3,938,000 | 3,938,000 | 3,938,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,366,000 | 50,992,000 | 45,285,000 | 47,159,000 |
| Interest-bearing deposits | 29,466,000 | 29,461,000 | 25,546,000 | 24,068,000 |
| Noninterest-bearing deposits | 20,900,000 | 21,531,000 | 19,739,000 | 23,091,000 |
| Equity capital | 29,720,000 | 30,091,000 | 30,337,000 | 30,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,943,000 | 2,918,000 | 3,850,000 |
| Interest expense | 43,000 | 86,000 | 125,000 | 156,000 |
| Net interest income | 922,000 | 1,857,000 | 2,793,000 | 3,694,000 |
| Noninterest income | 222,000 | 430,000 | 623,000 | 848,000 |
| Noninterest expense | 465,000 | 970,000 | 1,607,000 | 2,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 679,000 | 1,317,000 | 1,809,000 | 2,232,000 |
| Income tax | 286,000 | 553,000 | 799,000 | 1,436,000 |
| Net income | 393,000 | 764,000 | 1,010,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,721,000 | 30,091,000 | 30,337,000 | 30,123,000 |
| Total capital | 30,572,000 | 30,964,000 | 31,132,000 | 30,968,000 |
| Risk-weighted assets | 64,912,000 | 66,713,000 | 60,320,000 | 64,395,000 |