Call reports 2010

CALIFORNIA PACIFIC BANK — 2010

Name: CALIFORNIA PACIFIC BANK — FFIEC call report 2010
Creator: CALIFORNIA PACIFIC BANK

What CALIFORNIA PACIFIC BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5cd42845-a23d-46c0-914d-538f9ceb91de/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	81,325,000	82,747,000	100,531,000	96,951,000
Total loans	64,223,000	62,818,000	63,019,000	59,985,000
Allowance for loan losses	3,904,000	3,747,000	3,555,000	3,489,000
Securities available for sale	0	0	0	0
Securities held to maturity	818,000	818,000	819,000	819,000
Trading assets	0	0	0	0
Total deposits	57,818,000	59,297,000	76,918,000	73,219,000
Interest-bearing deposits	38,668,000	42,580,000	55,681,000	53,016,000
Noninterest-bearing deposits	19,150,000	16,717,000	21,237,000	20,203,000
Equity capital	22,756,000	22,949,000	23,116,000	23,154,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	1,006,000	2,001,000	2,952,000	3,921,000
Interest expense	83,000	172,000	263,000	360,000
Net interest income	923,000	1,829,000	2,689,000	3,561,000
Noninterest income	103,000	278,000	389,000	526,000
Noninterest expense	424,000	892,000	1,386,000	1,872,000
Provision for loan losses	200,000	500,000	700,000	866,000
Pretax income	402,000	715,000	992,000	1,349,000
Income tax	172,000	295,000	404,000	547,000
Net income	230,000	420,000	588,000	802,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	22,756,000	22,949,000	23,116,000	23,154,000
Total capital	23,612,000	23,841,000	23,998,000	24,008,000
Risk-weighted assets	66,635,000	68,465,000	67,872,000	68,417,000