Call reports 2006
CALIFORNIA PACIFIC BANK — 2006
What CALIFORNIA PACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,551,000 | 92,848,000 | 90,248,000 | 92,031,000 |
| Total loans | 62,676,000 | 58,089,000 | 56,390,000 | 53,942,000 |
| Allowance for loan losses | 3,215,000 | 3,245,000 | 3,260,000 | 3,300,000 |
| Securities available for sale | 1,985,000 | 1,979,000 | 2,990,000 | 2,994,000 |
| Securities held to maturity | 1,888,000 | 1,888,000 | 1,890,000 | 1,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,722,000 | 74,550,000 | 70,664,000 | 72,871,000 |
| Interest-bearing deposits | 48,669,000 | 47,380,000 | 48,873,000 | 48,799,000 |
| Noninterest-bearing deposits | 20,053,000 | 27,170,000 | 21,791,000 | 24,072,000 |
| Equity capital | 16,653,000 | 17,293,000 | 17,932,000 | 18,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,575,000 | 5,534,000 | 7,515,000 |
| Interest expense | 387,000 | 763,000 | 1,194,000 | 1,658,000 |
| Net interest income | 1,353,000 | 2,812,000 | 4,340,000 | 5,857,000 |
| Noninterest income | 206,000 | 409,000 | 610,000 | 781,000 |
| Noninterest expense | 534,000 | 1,099,000 | 1,778,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,025,000 | 2,122,000 | 3,172,000 | 4,214,000 |
| Income tax | 408,000 | 861,000 | 1,284,000 | 1,705,000 |
| Net income | 617,000 | 1,261,000 | 1,888,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,667,000 | 17,311,000 | 17,931,000 | 18,053,000 |
| Total capital | 17,606,000 | 18,151,000 | 18,741,000 | 18,859,000 |
| Risk-weighted assets | 72,847,000 | 64,833,000 | 62,423,000 | 61,969,000 |
Machine access — free, no API key
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