Call reports 2001
CALIFORNIA PACIFIC BANK — 2001
What CALIFORNIA PACIFIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,272,000 | 70,254,000 | 72,123,000 | 66,793,000 |
| Total loans | 46,387,000 | 47,599,000 | 48,818,000 | 51,569,000 |
| Allowance for loan losses | 3,167,000 | 3,221,000 | 3,303,000 | 2,638,000 |
| Securities available for sale | 16,405,000 | 14,401,000 | 9,393,000 | 10,766,000 |
| Securities held to maturity | 1,865,000 | 1,866,000 | 1,867,000 | 1,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,249,000 | 55,317,000 | 56,805,000 | 51,072,000 |
| Interest-bearing deposits | 40,590,000 | 38,541,000 | 36,123,000 | 35,012,000 |
| Noninterest-bearing deposits | 17,659,000 | 16,776,000 | 20,682,000 | 16,060,000 |
| Equity capital | 13,511,000 | 13,855,000 | 14,084,000 | 14,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,318,000 | 4,733,000 | 5,968,000 |
| Interest expense | 470,000 | 880,000 | 1,235,000 | 1,503,000 |
| Net interest income | 1,298,000 | 2,438,000 | 3,498,000 | 4,462,000 |
| Noninterest income | 139,000 | 229,000 | 369,000 | 506,000 |
| Noninterest expense | 754,000 | 1,376,000 | 2,262,000 | 3,480,000 |
| Provision for loan losses | 0 | 0 | 0 | -710,000 |
| Pretax income | 692,000 | 1,266,000 | 1,768,000 | 2,415,000 |
| Income tax | 354,000 | 505,000 | 675,000 | 1,049,000 |
| Net income | 338,000 | 761,000 | 1,093,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,314,000 | 13,664,000 | 13,995,000 | 14,326,000 |
| Total capital | 13,978,000 | 14,348,000 | 14,697,000 | 15,028,000 |
| Risk-weighted assets | 50,516,000 | 51,944,000 | 53,559,000 | 54,242,000 |