Call reports 2002
BANK OF THE HILLS, NATIONAL ASSOCIATION — 2002
What BANK OF THE HILLS, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,413,000 | 143,013,000 | 154,504,000 | 165,011,000 |
| Total loans | 70,153,000 | 76,632,000 | 76,249,000 | 85,847,000 |
| Allowance for loan losses | 871,000 | 931,000 | 1,034,000 | 1,164,000 |
| Securities available for sale | 11,949,000 | 10,957,000 | 10,218,000 | 8,947,000 |
| Securities held to maturity | 17,317,000 | 23,750,000 | 29,721,000 | 29,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,062,000 | 133,093,000 | 143,876,000 | 153,182,000 |
| Interest-bearing deposits | 105,111,000 | 110,754,000 | 121,280,000 | 129,201,000 |
| Noninterest-bearing deposits | 18,951,000 | 22,339,000 | 22,596,000 | 23,981,000 |
| Equity capital | 8,724,000 | 9,326,000 | 9,900,000 | 11,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,969,000 | 6,139,000 | 8,333,000 |
| Interest expense | 562,000 | 1,135,000 | 1,761,000 | 2,357,000 |
| Net interest income | 1,358,000 | 2,834,000 | 4,378,000 | 5,976,000 |
| Noninterest income | 273,000 | 621,000 | 1,031,000 | 1,585,000 |
| Noninterest expense | 859,000 | 1,764,000 | 2,716,000 | 3,835,000 |
| Provision for loan losses | 62,000 | 123,000 | 230,000 | 362,000 |
| Pretax income | 710,000 | 1,568,000 | 2,463,000 | 3,364,000 |
| Income tax | 243,000 | 523,000 | 820,000 | 1,130,000 |
| Net income | 467,000 | 1,045,000 | 1,643,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,495,000 | 9,057,000 | 9,625,000 | 11,215,000 |
| Total capital | 9,366,000 | 9,988,000 | 10,659,000 | 12,379,000 |
| Risk-weighted assets | 81,200,000 | 87,487,000 | 88,863,000 | 97,444,000 |