Call reports 2001
BANK OF THE HILLS, NATIONAL ASSOCIATION — 2001
What BANK OF THE HILLS, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,214,000 | 90,547,000 | 110,692,000 | 123,793,000 |
| Total loans | 47,814,000 | 54,655,000 | 59,540,000 | 65,120,000 |
| Allowance for loan losses | 679,000 | 695,000 | 731,000 | 811,000 |
| Securities available for sale | 19,418,000 | 17,974,000 | 17,126,000 | 14,186,000 |
| Securities held to maturity | 0 | 0 | 6,140,000 | 14,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,270,000 | 84,273,000 | 103,779,000 | 114,745,000 |
| Interest-bearing deposits | 66,741,000 | 68,825,000 | 85,731,000 | 96,400,000 |
| Noninterest-bearing deposits | 12,529,000 | 15,448,000 | 18,048,000 | 18,345,000 |
| Equity capital | 5,377,000 | 5,637,000 | 6,064,000 | 8,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,126,000 | 4,889,000 | 6,781,000 |
| Interest expense | 634,000 | 1,254,000 | 1,955,000 | 2,600,000 |
| Net interest income | 893,000 | 1,872,000 | 2,934,000 | 4,181,000 |
| Noninterest income | 184,000 | 415,000 | 667,000 | 942,000 |
| Noninterest expense | 710,000 | 1,474,000 | 2,268,000 | 3,027,000 |
| Provision for loan losses | 46,000 | 64,000 | 103,000 | 186,000 |
| Pretax income | 321,000 | 749,000 | 1,230,000 | 1,910,000 |
| Income tax | 109,000 | 255,000 | 420,000 | 655,000 |
| Net income | 212,000 | 494,000 | 810,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,099,000 | 5,381,000 | 5,697,000 | 8,052,000 |
| Total capital | 5,778,000 | 6,076,000 | 6,428,000 | 8,863,000 |
| Risk-weighted assets | 54,120,000 | 60,788,000 | 67,776,000 | 73,881,000 |