Call reports 2022
ALDEN STATE BANK — 2022
What ALDEN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,816,000 | 299,696,000 | 311,271,000 | 282,088,000 |
| Total loans | 134,313,000 | 133,614,000 | 140,417,000 | 145,476,000 |
| Allowance for loan losses | 4,848,000 | 4,884,000 | 4,951,000 | 4,997,000 |
| Securities available for sale | 22,354,000 | 21,935,000 | 20,673,000 | 20,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,398,000 | 271,808,000 | 282,670,000 | 252,646,000 |
| Interest-bearing deposits | 191,860,000 | 187,605,000 | 192,746,000 | 172,742,000 |
| Noninterest-bearing deposits | 78,538,000 | 84,204,000 | 89,924,000 | 79,904,000 |
| Equity capital | 27,616,000 | 26,729,000 | 27,125,000 | 27,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,752,000 | 6,319,000 | 9,523,000 |
| Interest expense | 143,000 | 288,000 | 431,000 | 631,000 |
| Net interest income | 1,639,000 | 3,464,000 | 5,888,000 | 8,892,000 |
| Noninterest income | 343,000 | 662,000 | 970,000 | 1,290,000 |
| Noninterest expense | 1,420,000 | 2,873,000 | 4,295,000 | 6,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 562,000 | 1,253,000 | 2,563,000 | 4,064,000 |
| Income tax | 132,000 | 286,000 | 577,000 | 780,000 |
| Net income | 430,000 | 967,000 | 1,986,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,954,000 | 27,669,000 | 28,512,000 | 29,106,000 |