Call reports 2019
ALDEN STATE BANK — 2019
What ALDEN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,369,000 | 197,372,000 | 217,925,000 | 204,817,000 |
| Total loans | 146,255,000 | 148,593,000 | 148,054,000 | 146,577,000 |
| Allowance for loan losses | 2,579,000 | 2,552,000 | 2,716,000 | 2,851,000 |
| Securities available for sale | 14,528,000 | 14,268,000 | 13,895,000 | 13,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,398,000 | 170,978,000 | 190,694,000 | 177,841,000 |
| Interest-bearing deposits | 84,292,000 | 85,403,000 | 86,841,000 | 130,640,000 |
| Noninterest-bearing deposits | 85,106,000 | 85,575,000 | 103,853,000 | 47,201,000 |
| Equity capital | 25,184,000 | 25,450,000 | 26,159,000 | 26,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,385,000 | 6,668,000 | 8,906,000 |
| Interest expense | 152,000 | 330,000 | 531,000 | 744,000 |
| Net interest income | 2,003,000 | 4,055,000 | 6,137,000 | 8,162,000 |
| Noninterest income | 267,000 | 611,000 | 985,000 | 1,325,000 |
| Noninterest expense | 1,317,000 | 2,673,000 | 4,055,000 | 5,627,000 |
| Provision for loan losses | 120,000 | 270,000 | 420,000 | 570,000 |
| Pretax income | 833,000 | 1,723,000 | 2,647,000 | 3,290,000 |
| Income tax | 215,000 | 451,000 | 693,000 | 676,000 |
| Net income | 618,000 | 1,272,000 | 1,954,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,072,000 | 25,181,000 | 25,862,000 | 25,944,000 |
| Total capital | 27,171,000 | 27,319,000 | 27,874,000 | 27,909,000 |
| Risk-weighted assets | 167,450,000 | 170,656,000 | 160,228,000 | 156,297,000 |