Call reports 2017
ALDEN STATE BANK — 2017
What ALDEN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 185,243,000 | 189,256,000 | 208,295,000 | 192,669,000 |
| Total loans | 137,339,000 | 140,645,000 | 143,855,000 | 146,262,000 |
| Allowance for loan losses | 2,617,000 | 2,692,000 | 2,739,000 | 2,320,000 |
| Securities available for sale | 18,388,000 | 17,881,000 | 17,264,000 | 16,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,246,000 | 164,208,000 | 182,650,000 | 167,362,000 |
| Interest-bearing deposits | 121,309,000 | 116,636,000 | 135,603,000 | 82,399,000 |
| Noninterest-bearing deposits | 38,938,000 | 47,572,000 | 47,047,000 | 84,963,000 |
| Equity capital | 22,855,000 | 23,104,000 | 23,669,000 | 23,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,858,000 | 5,830,000 | 7,844,000 |
| Interest expense | 92,000 | 185,000 | 285,000 | 383,000 |
| Net interest income | 1,833,000 | 3,673,000 | 5,545,000 | 7,461,000 |
| Noninterest income | 336,000 | 653,000 | 969,000 | 1,251,000 |
| Noninterest expense | 1,241,000 | 2,525,000 | 3,814,000 | 5,273,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 853,000 | 1,651,000 | 2,475,000 | 3,139,000 |
| Income tax | 252,000 | 488,000 | 726,000 | 922,000 |
| Net income | 601,000 | 1,163,000 | 1,749,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,726,000 | 23,819,000 | 24,405,000 | 22,495,000 |
| Total capital | 25,491,000 | 25,624,000 | 26,314,000 | 24,401,000 |
| Risk-weighted assets | 140,385,000 | 143,530,000 | 151,854,000 | 152,043,000 |