Call reports 2016
ALDEN STATE BANK — 2016
What ALDEN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,355,000 | 178,171,000 | 200,848,000 | 182,309,000 |
| Total loans | 134,765,000 | 138,026,000 | 139,081,000 | 137,936,000 |
| Allowance for loan losses | 2,725,000 | 2,716,000 | 2,777,000 | 2,382,000 |
| Securities available for sale | 21,562,000 | 21,394,000 | 20,162,000 | 18,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,500,000 | 153,985,000 | 176,125,000 | 158,123,000 |
| Interest-bearing deposits | 115,047,000 | 83,407,000 | 84,470,000 | 118,699,000 |
| Noninterest-bearing deposits | 38,453,000 | 70,578,000 | 91,655,000 | 39,424,000 |
| Equity capital | 21,644,000 | 22,048,000 | 22,609,000 | 22,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,854,000 | 5,813,000 | 7,799,000 |
| Interest expense | 91,000 | 179,000 | 274,000 | 368,000 |
| Net interest income | 1,823,000 | 3,675,000 | 5,539,000 | 7,431,000 |
| Noninterest income | 311,000 | 640,000 | 1,008,000 | 1,333,000 |
| Noninterest expense | 1,221,000 | 2,493,000 | 3,743,000 | 5,096,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 913,000 | 1,822,000 | 2,729,000 | 3,518,000 |
| Income tax | 266,000 | 530,000 | 793,000 | 1,032,000 |
| Net income | 647,000 | 1,292,000 | 1,936,000 | 2,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,221,000 | 22,437,000 | 23,080,000 | 23,125,000 |
| Total capital | 23,878,000 | 24,110,000 | 24,826,000 | 24,832,000 |
| Risk-weighted assets | 131,510,000 | 132,779,000 | 138,625,000 | 135,848,000 |