Call reports 2015
ALDEN STATE BANK — 2015
What ALDEN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,636,000 | 169,059,000 | 190,763,000 | 174,834,000 |
| Total loans | 124,261,000 | 123,982,000 | 127,935,000 | 134,549,000 |
| Allowance for loan losses | 2,891,000 | 2,827,000 | 2,706,000 | 2,722,000 |
| Securities available for sale | 26,573,000 | 25,874,000 | 25,066,000 | 23,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,291,000 | 146,415,000 | 167,709,000 | 151,872,000 |
| Interest-bearing deposits | 117,228,000 | 112,014,000 | 128,584,000 | 115,162,000 |
| Noninterest-bearing deposits | 33,063,000 | 34,401,000 | 39,125,000 | 36,710,000 |
| Equity capital | 20,305,000 | 20,370,000 | 21,069,000 | 20,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,789,000 | 5,685,000 | 7,634,000 |
| Interest expense | 107,000 | 210,000 | 311,000 | 406,000 |
| Net interest income | 1,780,000 | 3,579,000 | 5,374,000 | 7,228,000 |
| Noninterest income | 312,000 | 641,000 | 952,000 | 1,252,000 |
| Noninterest expense | 1,181,000 | 2,393,000 | 3,640,000 | 5,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 911,000 | 1,827,000 | 2,686,000 | 3,421,000 |
| Income tax | 263,000 | 531,000 | 799,000 | 1,041,000 |
| Net income | 648,000 | 1,296,000 | 1,887,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,522,000 | 20,821,000 | 21,412,000 | 21,574,000 |
| Total capital | 22,044,000 | 22,343,000 | 23,043,000 | 23,217,000 |
| Risk-weighted assets | 120,417,000 | 120,453,000 | 129,390,000 | 130,327,000 |