Call reports 2013
ALDEN STATE BANK — 2013
What ALDEN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,814,000 | 163,586,000 | 177,425,000 | 166,093,000 |
| Total loans | 115,787,000 | 118,656,000 | 118,454,000 | 120,301,000 |
| Allowance for loan losses | 2,352,000 | 2,136,000 | 2,203,000 | 2,304,000 |
| Securities available for sale | 28,699,000 | 26,181,000 | 28,357,000 | 27,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,255,000 | 142,401,000 | 156,167,000 | 145,446,000 |
| Interest-bearing deposits | 119,099,000 | 113,249,000 | 124,034,000 | 115,622,000 |
| Noninterest-bearing deposits | 28,156,000 | 29,152,000 | 32,133,000 | 29,824,000 |
| Equity capital | 17,821,000 | 17,595,000 | 17,774,000 | 18,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,815,000 | 5,757,000 | 7,708,000 |
| Interest expense | 180,000 | 348,000 | 506,000 | 653,000 |
| Net interest income | 1,722,000 | 3,467,000 | 5,251,000 | 7,055,000 |
| Noninterest income | 192,000 | 403,000 | 593,000 | 778,000 |
| Noninterest expense | 1,196,000 | 2,363,000 | 3,527,000 | 4,707,000 |
| Provision for loan losses | 300,000 | 580,000 | 764,000 | 1,104,000 |
| Pretax income | 418,000 | 927,000 | 1,553,000 | 2,022,000 |
| Income tax | 107,000 | 238,000 | 399,000 | 549,000 |
| Net income | 311,000 | 689,000 | 1,154,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,925,000 | 18,110,000 | 18,575,000 | 18,583,000 |
| Total capital | 19,418,000 | 19,622,000 | 20,109,000 | 20,111,000 |
| Risk-weighted assets | 118,602,000 | 120,370,000 | 122,042,000 | 121,488,000 |