Call reports 2012
ALDEN STATE BANK — 2012
What ALDEN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,591,000 | 165,257,000 | 183,755,000 | 170,124,000 |
| Total loans | 116,546,000 | 116,039,000 | 115,177,000 | 115,564,000 |
| Allowance for loan losses | 2,001,000 | 1,725,000 | 1,940,000 | 2,209,000 |
| Securities available for sale | 27,718,000 | 28,181,000 | 29,513,000 | 29,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,642,000 | 141,315,000 | 160,567,000 | 148,844,000 |
| Interest-bearing deposits | 112,901,000 | 113,722,000 | 127,062,000 | 119,334,000 |
| Noninterest-bearing deposits | 25,741,000 | 27,593,000 | 33,505,000 | 29,510,000 |
| Equity capital | 17,052,000 | 17,465,000 | 17,869,000 | 17,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,067,000 | 6,070,000 | 8,059,000 |
| Interest expense | 306,000 | 585,000 | 846,000 | 1,082,000 |
| Net interest income | 1,720,000 | 3,482,000 | 5,224,000 | 6,977,000 |
| Noninterest income | -145,000 | -100,000 | 193,000 | 380,000 |
| Noninterest expense | 1,155,000 | 2,342,000 | 3,491,000 | 4,632,000 |
| Provision for loan losses | 157,000 | 478,000 | 892,000 | 1,548,000 |
| Pretax income | 263,000 | 562,000 | 1,034,000 | 1,179,000 |
| Income tax | 31,000 | 77,000 | 182,000 | 245,000 |
| Net income | 232,000 | 485,000 | 852,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,222,000 | 17,476,000 | 17,842,000 | 17,614,000 |
| Total capital | 18,712,000 | 18,953,000 | 19,363,000 | 19,097,000 |
| Risk-weighted assets | 118,706,000 | 117,886,000 | 121,249,000 | 117,928,000 |