Call reports 2010
ALDEN STATE BANK — 2010
What ALDEN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,837,000 | 167,224,000 | 182,659,000 | 168,853,000 |
| Total loans | 122,816,000 | 118,490,000 | 115,848,000 | 115,741,000 |
| Allowance for loan losses | 2,804,000 | 2,712,000 | 2,665,000 | 2,486,000 |
| Securities available for sale | 23,822,000 | 27,163,000 | 33,022,000 | 29,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,273,000 | 138,992,000 | 155,260,000 | 142,123,000 |
| Interest-bearing deposits | 114,290,000 | 113,401,000 | 129,449,000 | 117,842,000 |
| Noninterest-bearing deposits | 21,983,000 | 25,591,000 | 25,811,000 | 24,281,000 |
| Equity capital | 16,808,000 | 16,896,000 | 17,247,000 | 16,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,478,000 | 6,738,000 | 8,947,000 |
| Interest expense | 615,000 | 1,193,000 | 1,737,000 | 2,218,000 |
| Net interest income | 1,628,000 | 3,285,000 | 5,001,000 | 6,729,000 |
| Noninterest income | 115,000 | 189,000 | 449,000 | 304,000 |
| Noninterest expense | 1,181,000 | 2,393,000 | 3,605,000 | 4,776,000 |
| Provision for loan losses | 409,000 | 939,000 | 1,509,000 | 1,794,000 |
| Pretax income | 153,000 | 142,000 | 359,000 | 486,000 |
| Income tax | 31,000 | -1,000 | 14,000 | 15,000 |
| Net income | 122,000 | 143,000 | 345,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,768,000 | 16,789,000 | 16,991,000 | 17,118,000 |
| Total capital | 18,335,000 | 18,301,000 | 18,514,000 | 18,594,000 |
| Risk-weighted assets | 124,160,000 | 119,768,000 | 120,738,000 | 117,076,000 |