Call reports 2009
ALDEN STATE BANK — 2009
What ALDEN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 177,774,000 | 173,587,000 | 181,480,000 | 166,444,000 |
| Total loans | 132,441,000 | 129,723,000 | 125,683,000 | 125,392,000 |
| Allowance for loan losses | 3,300,000 | 3,218,000 | 3,316,000 | 3,009,000 |
| Securities available for sale | 23,333,000 | 21,206,000 | 22,668,000 | 22,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,168,000 | 142,256,000 | 150,486,000 | 137,809,000 |
| Interest-bearing deposits | 126,253,000 | 120,220,000 | 130,346,000 | 116,913,000 |
| Noninterest-bearing deposits | 18,915,000 | 22,036,000 | 20,140,000 | 20,896,000 |
| Equity capital | 15,830,000 | 15,841,000 | 16,030,000 | 16,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,111,000 | 7,596,000 | 9,987,000 |
| Interest expense | 984,000 | 1,866,000 | 2,682,000 | 3,388,000 |
| Net interest income | 1,549,000 | 3,245,000 | 4,914,000 | 6,599,000 |
| Noninterest income | 262,000 | 526,000 | 440,000 | 485,000 |
| Noninterest expense | 1,362,000 | 2,698,000 | 3,852,000 | 5,127,000 |
| Provision for loan losses | 420,000 | 1,031,000 | 1,471,000 | 2,076,000 |
| Pretax income | 29,000 | 42,000 | 91,000 | -47,000 |
| Income tax | 5,000 | 7,000 | 15,000 | -153,000 |
| Net income | 24,000 | 35,000 | 76,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,564,000 | 16,575,000 | 16,615,000 | 16,646,000 |
| Total capital | 18,247,000 | 18,217,000 | 18,223,000 | 18,227,000 |
| Risk-weighted assets | 133,061,000 | 129,812,000 | 127,097,000 | 125,055,000 |