Call reports 2008
ALDEN STATE BANK — 2008
What ALDEN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 173,511,000 | 170,590,000 | 186,006,000 | 175,204,000 |
| Total loans | 143,440,000 | 144,633,000 | 143,937,000 | 137,376,000 |
| Allowance for loan losses | 3,327,000 | 2,777,000 | 3,217,000 | 3,176,000 |
| Securities available for sale | 8,176,000 | 8,512,000 | 10,953,000 | 14,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,049,000 | 135,547,000 | 151,904,000 | 142,344,000 |
| Interest-bearing deposits | 121,045,000 | 116,280,000 | 133,053,000 | 125,502,000 |
| Noninterest-bearing deposits | 17,004,000 | 19,267,000 | 18,851,000 | 16,842,000 |
| Equity capital | 17,085,000 | 17,112,000 | 16,862,000 | 15,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,860,000 | 5,655,000 | 8,419,000 | 11,136,000 |
| Interest expense | 1,319,000 | 2,478,000 | 3,618,000 | 4,691,000 |
| Net interest income | 1,541,000 | 3,177,000 | 4,801,000 | 6,445,000 |
| Noninterest income | 208,000 | 419,000 | 791,000 | 801,000 |
| Noninterest expense | 1,367,000 | 2,810,000 | 4,118,000 | 5,417,000 |
| Provision for loan losses | 300,000 | 567,000 | 1,187,000 | 2,811,000 |
| Pretax income | 82,000 | 219,000 | 287,000 | -982,000 |
| Income tax | 27,000 | 44,000 | 52,000 | -498,000 |
| Net income | 55,000 | 175,000 | 235,000 | -484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,366,000 | 17,486,000 | 17,259,000 | 16,540,000 |
| Total capital | 19,083,000 | 19,196,000 | 19,020,000 | 18,251,000 |
| Risk-weighted assets | 135,758,000 | 135,731,000 | 139,420,000 | 135,428,000 |