Call reports 2006
ALDEN STATE BANK — 2006
What ALDEN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 188,583,000 | 180,784,000 | 187,287,000 | 177,619,000 |
| Total loans | 157,896,000 | 154,819,000 | 152,902,000 | 152,816,000 |
| Allowance for loan losses | 2,916,000 | 3,014,000 | 2,962,000 | 2,725,000 |
| Securities available for sale | 8,132,000 | 8,035,000 | 8,113,000 | 8,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,343,000 | 144,267,000 | 151,604,000 | 143,526,000 |
| Interest-bearing deposits | 129,525,000 | 122,855,000 | 128,756,000 | 123,393,000 |
| Noninterest-bearing deposits | 19,818,000 | 21,412,000 | 22,848,000 | 20,133,000 |
| Equity capital | 19,015,000 | 19,110,000 | 19,609,000 | 19,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,204,000 | 6,418,000 | 9,719,000 | 12,943,000 |
| Interest expense | 1,201,000 | 2,386,000 | 3,659,000 | 4,914,000 |
| Net interest income | 2,003,000 | 4,032,000 | 6,060,000 | 8,029,000 |
| Noninterest income | 417,000 | 682,000 | 897,000 | 1,284,000 |
| Noninterest expense | 1,408,000 | 2,877,000 | 4,272,000 | 5,852,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 787,000 | 1,387,000 | 2,010,000 | 2,561,000 |
| Income tax | 233,000 | 410,000 | 598,000 | 690,000 |
| Net income | 554,000 | 977,000 | 1,412,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,953,000 | 19,105,000 | 19,540,000 | 19,721,000 |
| Total capital | 20,855,000 | 20,911,000 | 21,355,000 | 21,520,000 |
| Risk-weighted assets | 151,179,000 | 143,243,000 | 144,093,000 | 142,964,000 |