Call reports 2004
ALDEN STATE BANK — 2004
What ALDEN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 194,672,000 | 196,477,000 | 197,869,000 | 190,897,000 |
| Total loans | 162,512,000 | 162,274,000 | 165,219,000 | 164,597,000 |
| Allowance for loan losses | 2,250,000 | 2,604,000 | 2,803,000 | 2,533,000 |
| Securities available for sale | 574,000 | 563,000 | 1,036,000 | 1,513,000 |
| Securities held to maturity | 8,396,000 | 6,132,000 | 6,532,000 | 6,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,040,000 | 165,168,000 | 169,019,000 | 157,866,000 |
| Interest-bearing deposits | 145,921,000 | 143,877,000 | 148,682,000 | 139,022,000 |
| Noninterest-bearing deposits | 17,119,000 | 21,291,000 | 20,337,000 | 18,844,000 |
| Equity capital | 15,872,000 | 16,143,000 | 16,694,000 | 16,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,243,000 | 9,417,000 | 12,324,000 |
| Interest expense | 802,000 | 1,618,000 | 2,457,000 | 3,289,000 |
| Net interest income | 2,330,000 | 4,625,000 | 6,960,000 | 9,035,000 |
| Noninterest income | 139,000 | 247,000 | 411,000 | 662,000 |
| Noninterest expense | 1,259,000 | 2,535,000 | 3,850,000 | 5,187,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,325,000 |
| Pretax income | 835,000 | 1,587,000 | 2,396,000 | 3,185,000 |
| Income tax | 260,000 | 496,000 | 749,000 | 998,000 |
| Net income | 575,000 | 1,091,000 | 1,647,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,863,000 | 16,139,000 | 16,695,000 | 16,986,000 |
| Total capital | 17,644,000 | 17,976,000 | 18,608,000 | 18,894,000 |
| Risk-weighted assets | 141,999,000 | 146,212,000 | 152,146,000 | 152,043,000 |