Call reports 2002
ALDEN STATE BANK — 2002
What ALDEN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 144,181,000 | 150,557,000 | 163,301,000 | 166,874,000 |
| Total loans | 108,413,000 | 111,320,000 | 113,947,000 | 117,651,000 |
| Allowance for loan losses | 1,768,000 | 1,806,000 | 1,857,000 | 1,691,000 |
| Securities available for sale | 4,290,000 | 2,273,000 | 2,267,000 | 1,645,000 |
| Securities held to maturity | 2,872,000 | 4,454,000 | 4,784,000 | 6,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,740,000 | 132,275,000 | 144,618,000 | 146,581,000 |
| Interest-bearing deposits | 113,898,000 | 117,226,000 | 128,196,000 | 131,307,000 |
| Noninterest-bearing deposits | 12,842,000 | 15,049,000 | 16,422,000 | 15,274,000 |
| Equity capital | 10,840,000 | 11,057,000 | 11,516,000 | 13,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,443,000 | 8,256,000 | 11,122,000 |
| Interest expense | 1,200,000 | 2,323,000 | 3,515,000 | 4,678,000 |
| Net interest income | 1,478,000 | 3,120,000 | 4,741,000 | 6,444,000 |
| Noninterest income | 102,000 | 208,000 | 349,000 | 541,000 |
| Noninterest expense | 998,000 | 2,040,000 | 3,001,000 | 4,139,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 432,000 | 988,000 | 1,639,000 | 2,246,000 |
| Income tax | 139,000 | 304,000 | 495,000 | 709,000 |
| Net income | 293,000 | 684,000 | 1,144,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,789,000 | 11,005,000 | 11,465,000 | 13,766,000 |
| Total capital | 11,979,000 | 12,276,000 | 12,784,000 | 15,123,000 |
| Risk-weighted assets | 94,649,000 | 101,114,000 | 104,945,000 | 108,231,000 |