Call reports 2001
ALDEN STATE BANK — 2001
What ALDEN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,876,000 | 122,107,000 | 130,413,000 | 139,815,000 |
| Total loans | 95,785,000 | 99,404,000 | 104,476,000 | 107,413,000 |
| Allowance for loan losses | 1,644,000 | 1,676,000 | 1,744,000 | 1,667,000 |
| Securities available for sale | 6,335,000 | 4,307,000 | 10,957,000 | 7,374,000 |
| Securities held to maturity | 2,725,000 | 2,669,000 | 2,564,000 | 2,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,524,000 | 105,853,000 | 113,767,000 | 122,714,000 |
| Interest-bearing deposits | 89,102,000 | 91,376,000 | 98,963,000 | 109,054,000 |
| Noninterest-bearing deposits | 12,422,000 | 14,477,000 | 14,804,000 | 13,660,000 |
| Equity capital | 9,891,000 | 10,005,000 | 10,410,000 | 10,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,637,000 | 5,280,000 | 8,110,000 | 10,910,000 |
| Interest expense | 1,209,000 | 2,448,000 | 3,760,000 | 5,004,000 |
| Net interest income | 1,428,000 | 2,832,000 | 4,350,000 | 5,906,000 |
| Noninterest income | 76,000 | 173,000 | 277,000 | 423,000 |
| Noninterest expense | 893,000 | 1,857,000 | 2,806,000 | 3,908,000 |
| Provision for loan losses | 96,000 | 198,000 | 297,000 | 396,000 |
| Pretax income | 515,000 | 975,000 | 1,549,000 | 2,050,000 |
| Income tax | 164,000 | 308,000 | 492,000 | 662,000 |
| Net income | 351,000 | 653,000 | 1,043,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,813,000 | 9,952,000 | 10,335,000 | 10,496,000 |
| Total capital | 10,856,000 | 11,033,000 | 11,457,000 | 11,677,000 |
| Risk-weighted assets | 82,800,000 | 85,923,000 | 89,111,000 | 93,987,000 |